A COMPARATIVE ANALYSIS OF HDFC AND LIC HOUSING FINANCE LTD. TILL 2023

Abstract

Two top Indian housing finance companies—Housing Development Finance Corporation (HDFC) and Life Insurance Corporation Housing Finance Limited (LIC HFL)—are thoroughly compared in this research report. The research spans their operational strategies, market positioning, and financial performance until 2023. This study intends to give insightful analysis of the strengths, shortcomings, and general market dynamics of these two main competitors in India's home finance sector by looking at important financial measures, market share, product offers, and growth paths. The results of this research have ramifications for investors, legislators, and industry players as well as help to clarify the competitive environment in the Indian housing finance market. Keywords: HDFC, LIC Housing Finance, comparative analysis, housing finance, India, financial performance.